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Potentially Dischargeable Debts

San Jose Bankruptcy Debt Relief Attorney

Debts add up quickly. If you are trying to support a family on a limited income or a loved one is in the hospital, it is easy for debts to quickly spiral out of control.

Through bankruptcy, however, you can get a handle on your finances and start rebuilding your credit for the future. In Chapter 7 and Chapter 13 bankruptcy, unsecured debts may be discharged.

At the offices of David A. Yomtov, Attorney at Law, we can help you file for bankruptcy and discharge your debts. San Jose bankruptcy debt relief lawyer David Yomtov provides clients with personal attention and custom-tailored legal advice so you can make informed choices about your financial future.

To learn more about which debts you may be able to discharge, contact our law firm. We can help you develop a debt relief plan, work to discharge your debts and get your finances under control.

What Debts Can I Discharge in Bankruptcy?

Most unsecured debts can be discharged in bankruptcy. An unsecured debt is a debt that is not attached to property such as a house, land or a car. We will work to help you discharge your unsecured debts in bankruptcy, including credit card debt, some car loans and unpaid medical bills.

There are some debts that cannot be discharged in bankruptcy, such as child support obligations. However, while student loans and tax debts are generally nondischargeable, there are certain, specific situations where they can be eliminated. We will work with you to determine if your debts can be discharged in Chapter 7, Chapter 13 or Chapter 11 bankruptcy.

Mortgages and Other Secured Debts

If you are having trouble keeping up with your mortgage or another secured debt, such as a car payment, we can help you. Attorney David Yomtov has built a network of loan modification professionals who can help you work with your lender to modify your mortgage. By coordinating your debt relief plan through modification, foreclosure avoidance and bankruptcy, we can help reach your goals for the future.

Speak With a Debt Discharge Lawyer in Sunnyvale

To learn more about bankruptcy and debt relief, contact David Yomtov, a debt discharge attorney in Sunnyvale. From our San Jose office, we represent clients in bankruptcy throughout the San Francisco and Silicon Valley areas.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.